A word about payment: Note that a personal check, cashiers check, cash or debit card is preferred in-full at the time of arrangements. We wish to keep our costs to you as low as possible, so we can accept credit cards but only for our service charges. Payments we disperse elsewhere on your behalf (taxes, fees, newspapers, clergy, musicians, etc.) will still require your check or cash payment. If needed we can work with ½ payment at the arrangement time and in-full no later than service time. If applicable it is preferred you deal directly with the estate or insurance company for reimbursement.